What is one difference between fixed rate mortgages and variable rate mortgages

In a fixed rate mortgage, your interest rate will stay the same for a set period of time. This is a better option as you will know, exactly how much you have to repay each month during that period. The payments are also fixed.

In a variable interest rate mortgage, the interest rates are periodically adjusted based on how the payment amount is applied to the mortgage. Like- if interest rates decreases then most payment goes towards principal and when interest rates increases, then more of the payment goes towards the interest.

add the numbers under frequency to find the total number:

5 + 8 +7 + 4 + 0 +1 = 25

the answer is 25.