If you know the answer your a genius at math^

Definition: es. this is a disadvantage or weak point that makes someone or something less effective.

When y’all answer can y’all explain too !

Melissa is purchasing a $160,000 home and her bank is offering her a 30-year mortgage at a 4.9% interest rate. in order to lower her monthly payment, melissa will make a 20% down payment and will purchase 3 points. what will her monthly mortgage payment be? a. $645.98 b. $650.46 c. $662.93 d. $606.69