Every month, Mr. Jones pays his school loans through automatic payments (withdrawals) from his savings account. He pays the same amount on his school loan each month. At the end of the year, his savings account balance changed by -$3,183 from payments made on his school loan. What is the change in Mr. Jones savings account balance each month due to his school payment?

According to a study conducted in 2015, 18% of shoppers said that they prefer to buy generic instead of name-brand products. suppose that in a recent sample of 1500 shoppers, 315 stated that they prefer to buy generic instead of name-brand products. at a 5% significance level, can you conclude that the proportion of all shoppers who currently prefer to buy generic instead of name-brand products is higher than .18? use both the p-value and the critical-value approaches.