Suppose your friend's parents invest $10,000 in an account paying 5% compounded annually. What will the balance be after 10 years? The account balance will be $
(Round to the nearest cent as needed.)

Please help me fast!!

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.