How much is the sum of 0.45 and 0.312 different from 0.96

Brady has a 20 year fixed rate mortgage for $215,500 with monthly payments of 1,305.89.the annual interest rate is 4%. what is the total cost of the principal and interest for this loan rounded to the nearest dollar

Ineed me i stuck and i don’t want to get it wrong

A3-dimensional figure has a square base and 4 lateral faces that meet at a point. explain the difference between the cross sections when a slice is made perpendicular to the base through the vertex, and when a slice is made perpendicular to the base and not through the vertex