Brenda plans to reduce her spending by $35 a month. What would be the furure value of this reduced spending over the next 12 years? (Assume an annual deposit to her savings account and an annual interest rate of 6 percent.) Use Exhibit 1-B. (Round FVA factor to 3 decimal places and final answer to 2 decimal places

take the logarithm of both sides (the base of the log doesn't matter):

apply the exponent property - this says that :

distribute the log terms on both sides:

group like terms together:

divide through both sides by the coefficient on :

you can do some additional rewriting here using the properties of the logarithm to simplify things if you like:

answer: 180 degrees clockwise

step-by-step explanation:

large crystals result from very slow cooling.

evaporation of water: this would produce an evaporite which is a sedimentary rock. like a salt pan in a desert. not possible to have volcanic rocks originate this way.

crystalization in molten earth: slow cooling over time. (hundreds to millions of years)

crystalization at earth's surface: this results in fast cooling. (a few hours to a few months or years)

crystalization from cooling off hot water: that would be a hydrothermal deposit. while associated with volcanics they are not volcanic rocks themselves and usually occur fairly rapidly.