I need help knowing how to find the missing.

Acredit card advertises an annual interest rate of 23%. what is the equivalent monthly interest rate?

Anyone? 15m is what percent of 60m; 3m; 30m; 1.5 km?

Asales representative from a local radio station is trying to convince the owner of a small fitness club to advertise on her station. the representative says that if the owner begins advertising on the station today, the club's total number of members will grow exponentially each month. she uses the given expression to model the number of club members, in hundreds, after advertising for t months.