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Iam so stuck. what is the worked out answer for this question?

16. you're planning to buy a boat, a motor, and some miscellaneous boating equipment. the boat costs $325, the motor costs $225, and the equipment costs $79. if you've saved $438 toward these purchases, how much more do you need to save? a. $181 b. $281 c. $291 d. $191

Do xuan nam isgoing to invest $1000 at a simple interest rate of 4% how long will it take for the investment to be worth $1040?