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Abank gives 6.5% interest per year. what is the growth factor b in this situation?

Each person in an it department of 25 people works on at least one of 3 major projects: system security, program implementation, platform development. 10 people work on system security, 13 work on program implementation, and 12 work on platform development. 4 people work on system security and platform development, 5 people work on program implementation and platform development, and 2 people work on all three projects. how many people work on system security and program implementation?

The expression 1.01*1.005(^t) gives the amount of money, in thousands of dollars, in carter's savings account (t) years after he opens it. what does 1.01 represent in this expression?