Mathematics, 27.10.2020 23:20 davistakeisha95

If your net income (money after taxes) is $400 a month, then your net income in one year is: 12 x $400 = $4,800
Calculate 20% of your annual net income to find your safe debt load.
$4,800 x 20% = $960
So, you should never have more than $960 of debt outstanding.
Note: Housing debt (i. e., mortgage payments) should not be counted as part of the 20%, but
other debt should

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