The regular price of a baseball hat is $15.65. If Julio buys the baseball hat on sale for 20% off the regular price, how much change will he receive after paying with $20?

answer: 1) twenty-seven times y

              2) twenty-seven multiplied by y

pay attention in your classes and concentrate the best thing you can do to raise your test scores is to pay attention when you're supposed to be learning the material: in class!

take good notes.

do your homework.

use mnemonics and other tricks.

do practice tests.

note: the best i know.