Five students are to be selected from 6 grade 9 students, 10 grade 10 students, 8 grade 11 students, and 9 grade 12 students. In how many ways could they all be from the same grade?

Melissa is purchasing a $160,000 home and her bank is offering her a 30-year mortgage at a 4.9% interest rate. in order to lower her monthly payment, melissa will make a 20% down payment and will purchase 3 points. what will her monthly mortgage payment be? a. $645.98 b. $650.46 c. $662.93 d. $606.69