Joshua just paid off his car loan. He was recently promoted at work and given a raise. He has been with this company for 15 years. He owns stock that pays monthly dividends of approximately $300 per month. He paid off the mortgage on his condominium 3 months ago. His budget is; utilities $500 car gas insurance $400 mortgage $0 food $350. Joshua's financial reserve account should have months worth of expenses. The total in his financial reserve account should be =$