Janice had 20 gallons a month for water usage in her garden since California is in a drought. She used 45 gallons of water. Did she exceed her water usage for the month? If yes, by how much?

You are choosing between two health clubs. club a offers membership for a fee of $ 28 plus a monthly fee of $ 20. club b offers membership for a fee of $ 20 plus a monthly fee of $ 22. after how many months will the total cost of each health club be the same? what will be the total cost for each club? in __ months the total cost of each health club will be the same.