Zak and kim are twins in high school, both having started new jobs this january. Their parents have asked each of them to create a savings account and a budget that will cover their expenses (as shown below) and allow for 15% of gross income to be put into an rrsp, and 5% of gross income to go towards a technology fund to buy a new laptop when they start university »zak and kim are in grade 11 and are planning to start university in the january term. They have 24 months to save for university.