Can anyone help me with these questions plz

Adrawer contains 12 identical white socks, 18 identical black socks and 14 identical brown socks. what is the least number of socks you must choose, without looking, to be certain that you have chosen two socks of the same colour?

Your client has saved $1,860 for a down payment on a house. a government loan program requires a down payment equal to 3% of the loan amount. what is the largest loan amount that your client could receive with this program

If the scale factor between two circles is 2x/5y what is the ratio of their areas?