A passenger can travel home to another city by either car (C), ferry (F), plane (P), or train (T). In a given year, the passenger makes 40, 25, 15, and 20 trips respectively by the four modes. The probability of being delayed using car (C), ferry (F), plane (P), and train (T) are 0.1, 0.2, 0.15, and 0.25 respectively. What is the probability of the passenger being delayed in the next trip?