Help with this please

Dakota earned $7.50 in interest in account a and $18.75 in interest in account b after 15 months. if the simple interest rate is 4% for account a and 5% for account b, which account has the greater principal? explain. to make it a little easier, there is an image. good luck!

If you answer 2+2 you will get over 80 points

Tim's phone service charges $26.39 plus an additional $0.21 for each text message sent per month. if tim's phone bill was $31.64, which equation could be used to find how many text messages, x, tim sent last month?