Kevin is trying to determine whether to lease or purchase a car. The purchase price is $42,000, and he has been approved for a 4-year loan with a 5.75% interest rate. He assumes the car's value will depreciate 8% each year, and he intends to sell the car after 10 years at the depreciated value.

What is his net gain or loss after selling the car?

−$65,359.41
$47,115.09
$18,244.32
−$28,870.77