Which statement about the value of a credit report to lenders and borrowers is NOT true?
aCredit reports tell borrowers their likelihood of getting a loan, and their likelihood of getting a good rate.
bCredit reports always tell borrowers and lenders whether a borrower will be able to repay a loan.
cCredit reports tell lenders the risk that a borrower will not repay a loan.
dCredit reports tell borrowers and lenders about the borrower’s past performance on loans.

C. Credit reports tell lenders the risk that a borrower will not repay a loan.

Step-by-step explanation:

For a borrower, a credit report will show his or her financial life in terms of handling credit and paying debts.Lenders check this report to make a decision about you before approving you for credit cards and loans.This report will tell the borrower the chances of getting a loan and a good credit rating. It will tell the lender the ability of the borrower to repay a loan because it includes the borrower's past performance on other loans.However, the risk that a borrower will not repay a loan depends on other factors such as terms of the loan that is awarded including loan insurances.

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