What conclusion can you reach by analyzing the portfolio allocation models presented in resource #7 in the
lesson?
a. The risk of losing money in the stock market increases the longer you are invested in the market which
means you better be good at "timing the market"
b. The longer you hold an investment in a diversified index fund, the lower the probability that you will lose
money with that investment
C. The returns in the stock market have a negative bias, in other words the stock market returns decline
more frequently than they rise
d. The more bonds that you hold in your portfolio, the higher your expected returns will be