Whats. The product of 1/3 + 12

Hi my sisters and brothers can tell me the answer because i don’t understand the question

Afootball quarterback has two more chances to throw a touchdown before his team is forced to punt the ball. he misses the receiver on the first throw 25% of the time. when his first throw is incomplete, he misses the receiver on the second throw 15% of the time. what is the probability of not throwing the ball to a receiver on either throw?

15. if the 8% tax on an item amounts to $0.96, what is the final price (tax included) of the item?