Health Insurance. The company you work for offers a choice of three different policies.
Coinsurance is the percentage of bills you pay after the deductible.

Your employer will pay 70% of the premium.

Insurance

Company

Deductible

Coinsurance

Office Visit

Annual Premium

AAA+

$2500

20%

$25

$1883

Health Today

$500

20%

$25

$2343.36

Best Insurance

$5000

20%

20% after deductible

$821.80

As you are thinking about which plan to select, you ask yourself "what if". What if you had medical bills for $10,000 for a minor surgery? What would each of the insurance policies pay if you had not yet paid any deductible?