Explain why the initial value of any function of the form
f(x) = a(br) is equal to a.

When you substitute 0 for the exponent x, the expression simplifies to a times 1, which is just a. This is because any number to the 0 power equals 1. Since the initial value is the value of the function for an input of 0, the initial value for any function of this form will always be the value of a

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all group life insurance is term insurance. actually it is annual renewable term and it is rated on the average age and claims experience of the entire group, which is called "experience rating." remember, this type of insurance has a 31-day grace period and is convertible to whole life upon leaving employment. a contributory group plan requires that both the employer and the employees pay part of the premium. at least 75% of those eligible must participate, so the group is sure to get most of the healthy employees as well as those that are sick.

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