When you use regrouping to multiply two digit numbers why does the second partial product always end in 0?

The 0 is there just so that the numbers are placed in right order. That helps to avoid messing up when you add your partial products. The 0 is placed at the non existing spot, because it doesn't represent any number, it is used simply as a guide.  

Step-by-step explanation:

For example:

       96

   x 28

     768

+ 1920

  2668

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step-by-step explanation:

all group life insurance is term insurance. actually it is annual renewable term and it is rated on the average age and claims experience of the entire group, which is called "experience rating." remember, this type of insurance has a 31-day grace period and is convertible to whole life upon leaving employment. a contributory group plan requires that both the employer and the employees pay part of the premium. at least 75% of those eligible must participate, so the group is sure to get most of the healthy employees as well as those that are sick.

step-by-step explanation: