Stefan and patricia would like to buy a home, but they aren't sure how large a house payment they can afford. their combined gross monthly income is $5,000, and they have a $425 education loan payment. assuming a 38 percent back-end ratio, stefan and patricia qualify for a maximum total house payment of

the clues that signal the reader should change tone are the punctuation marks, the grammatical signs. for example, the quotation marks at the beginning of something someone else said literally or the exclamation marks.

the tone of the first line of dialogue until "gettysburg" is a kind tone, a tone of advise. the narrator is trying to the other person in doing something he or she obviously is finding hard to do by giving a piece of advise and bringing up a memory of a successful similar case.

the clue that the reader understand how to read the word "bang" is the exclamation mark. it gives the word a surprise tone, a strong accent.

the best tone for reading the word "bang" is an exciting tone, a surprise one, even a loud one.

the words that should be read with a formal tone are the ones that give factual information. the sentence: mister lincoln couldn't think of anything to say at the gettysburg" gives information about an event and it needs to be read formally, also, when the narrator wants to transmit calmness, a formal and slow tone is needed, because people also transmit messages with the vibrations of our voices and tones.

my answer is$ 12

step-by-step explanation:

because 15 -2=12

x = 23.78

step-by-step explanation: