Which statement about the value of a credit report to lenders and borrowers is not true?
a-credit reports tell borrowers their likelihood of getting a loan, and their likelihood of getting a good rate.
b-credit reports always tell borrowers and lenders whether a borrower will be able to repay a loan.
c-credit reports tell lenders the risk that a borrower will not repay a loan.
d-credit reports tell borrowers and lenders about the borrower’s past performance on loans.