After getting married, joe, 32, and melinda, 29, decide to take out life insurance policies. joe would like a 15-year term policy and melinda would like a 20-year term policy. they each want a $300,000 policy. how much can joe and melinda expect to pay in premiums the first year?

a. $2,478
b. $2,484
c. $1,488
d. $2,409

You work for a landscape company that just got a contract to re-mulch a park. the area that needs mulching is 30 feet by 60 feet. they want a 3 inch layer of much on the area. the company has bags of mulch that cover 2 cubic yards that cost $4.00 per bag. how much will it cost the consumer just in materials to re-mulch the area (round to the nearest dollar)?