Use peter's budget worksheet to respond to the statement that follows. peter's budget worksheet category budget amt wages and bonuses (after-tax) $2,190 total income $2,190 rent $525 gas/electric $150 cable/internet $150 car payment $345 car insurance $115 cell phone $130 gas for car $165 entertainment (dinners, movies, etc.) $325 water $10 groceries $200 savings $150 total expenses $2,265 surplus -$75 peter is currently spending more each month than he is earning. explain, using complete sentences, three steps peter could take to lower his expenses each month. (4 points)