Jesse multiplied 12 by 0.23. without calculating will the product be more or less than 12 ? explain

The product will be LESS than 12.

Step-by-step explanation:

When multiplying a number by something smaller than 1, the product will always be smaller than your first number. A simple way to remember this is that a decimal is the same as a fraction in almost every way. For example, 1/2 and .5 are the same number.

all group life insurance is term insurance. actually it is annual renewable term and it is rated on the average age and claims experience of the entire group, which is called "experience rating." remember, this type of insurance has a 31-day grace period and is convertible to whole life upon leaving employment. a contributory group plan requires that both the employer and the employees pay part of the premium. at least 75% of those eligible must participate, so the group is sure to get most of the healthy employees as well as those that are sick.

step-by-step explanation:

step-by-step explanation: