Ahouse is selling for $200,000. a deposit of $5,000 (applied to the down payment) was made when the sales contract was signed. the down payment is 15% and the balance will be financed with a 30-year mortgage at 10% and 2 discount points. additional expenses are: credit report, $90; appraisal fee, $130; title insurance premium, 1% of amount financed; title search, $250; and attorney's fees, $400. find the closing costs.