Suppose you have an outstanding balance of $400 on your credit card, which has a 15% apr. you have carefully considered your budget and decided that you can afford to pay $75 per month until the balance is paid in full. you have also decided that you will not make any additional purchases using the card until it has a $0 balance. how many months will it take to pay off this credit card?

For a science project, a high school research team conducted a survey of local air temperatures. based on the results of the survey, the found that the average temperatures were around 10 degrees higher than expected. this result was wrong. the trouble with the survey was that most of the locations were exposed to direct sunlight and located over asphalt or sand, which resulted in higher temperatures than normal. this is a classic example of an error in which phase of inferential statistics?