Four times the sum of a number and 9 equals 6

Quick translate "x is 12 units from 20" into an equation. what are the values of x being described? if you can answer any of my other questions that'd be great too

Acredit card advertises an annual interest rate of 23%. what is the equivalent monthly interest rate?

If a translation of t-3,-8(x, y) is applied to square abcd what is the y-coordinate of b'? the y-coordinate of is 43 mark this and return save and exit next submit