Fred landers and his brother are interested in purchasing a house priced at $310,000. they plan to put 30% down and finance the remaining amount through anderson savings. anderson savings has the following closing costs: credit report, $100; appraisal report, $250; title insurance, $190; survey and photographs, $275; recording fees, $70; and legal fees, $280. if the loan is approved, how much cash must fred and his brother have to secure the loan, including the down payment? a: $95,389 b: $97,238 c: $92,259 d: $94,165