1. find the annual percentage rate, using the annual percentage rate table. amount financed: $2,650 finance charge: $484.69 number of payments: 36

Amount Financed: $2,650
Finance Charge: $484.69
Number of Payments: 36

(Finance Charge)/(Amount Financed)*100$=($484.69)/($2,650)*100$
(Finance Charge)/(Amount Financed)*100$=(0.1829)*100$
(Finance Charge)/(Amount Financed)*100$=$18.29

In the row of number of Payments 36, we look for:
(Finance Charge)/(Amount Financed)*100$=$18.29, and we see to which annual porcentage rate it corresponds in the first row

11.25%