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The first answer, I would say is "Tools that allow you to do work"

The second, credit means all sorts of things, but for this I would say, An acknowledgement that you completed something (such as school, a job, etc)

The last, Reliability means you are accountable for anything. To be reliable means that people can trust you.

Explanation:

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1)A

2)the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future

3)the quality of being trustworthy or of performing consistently well.

Explanation: 1)A skill is the learned ability to perform an action with determined results with good execution often within a given amount of time, energy, or both. Skills can often be divided into domain-general and domain-specific skills.

2)an entry recording a sum received, listed on the right-hand side or column of an account.

3)The term reliability in psychological research refers to the consistency of a research study or measuring test. For example, if a person weighs themselves during the course of a day they would expect to see a similar reading. ... If a test is reliable it should show a high positive correlation.

answer:

new york

explanation: