Garret owes Nosmada $250. Nosmada is driving through a subdivision one day when he spots a garage sale. At the sale, a nearly new titanium bicycle is marked for sale at a price that is one-fifth of its retail. Unfortunately, the price is still $200 more than Nosmada has. Luckily, the seller knows commercial paper law and the creditworthiness of Garret. As a consequence, Nosmada writes out an order to Garret to pay the seller the $200 needed to close the deal. What form of commercial paper has Nosmada utilized? Who are the drawer, drawee, and payee?