The average American credit card debt is about $15000, if you make monthly payments of $350, with annual interest rate 16%, how many months will it take to pay off the credit card debt and how much will you pay in interest.

Explanation:

Credit card balance

Your current balance on your credit card.

Credit card rate

Interest rate for your credit card. The length of time to pay off this credit card may be much greater than calculated if you enter a low promotional interest rate that is only good for a short period of time.

Minimum payment

This is the percent of your outstanding balance that will be used to calculate your minimum payment for the month. Your monthly payment is calculated as the percent of your current outstanding balance you entered, but will never be less than 15. Your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards.

Monthly payment

This is your initial monthly payment. For credit cards, this is calculated as your minimum payment. Your monthly payment is calculated as the percent of your current outstanding balance you entered. Your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards.

Balance payoff

This is the total length of time required to pay off this credit card debit if you use only minimum payments. Your monthly payment is calculated as the percent of your current outstanding balance you entered. Your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards.

Total payments

This is the total you will pay to pay of this credit card debt if you use only minimum payments. Your monthly payment is calculated as the percent of your current outstanding balance you entered. Your monthly payment will decrease as your balance is paid down. This can greatly increase the length of time it takes to pay off your credit cards.

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