Which of the following statements best describes the difference between a health maintenance organization (HMO) and a preferred provider organization (PPO)?
a. An HMO is paid a monthly premium for ongoing services while a PPO collects no money
until after services are rendered.
b. An HMO allows the insured individual to choose from a list of providers while a PPO assigns
the insured individual the provider nearest his or her residence.
c. An HMO requires the insured individual to go to a provider within their organization while a
PPO allows the insured individual the option to receive care from a non-preferred provider at
a higher cost.
d. An HMO is usually paid for by the insured individual's employer while a PPO usually
requires the insured individual to pay a co-pay or deductible for services.