Answer please I kinda don’t understand this please

What does charged off as bad debt canceled by credit grantor mean?

Question 1: for those students who do not take traffic school, which of the following is true? . they are 75% more likely to get a traffic ticket, 24% more likely to be involved in an accident, and 16% more likely to have an accident! . they are 10% more likely to get a traffic ticket, 24% more likely to be involved in an accident, and 75% more likely to have an accident - they are 5% more likely to get a traffic ticket, 75% more likely to be involved in an accident, and 16% more likely to have an accident - they are 50% more likely to get a traffic ticket, 5% more likely to be involved in an accident, and 24% more likely to have an accident

In recent years, there have been two major criticisms of congress and how it promotes the public good. describe these two in two paragraphs