is a federal program to provide medical insurance for most persons older than 65 years of age.

here's your answer

medicare

Explanation:

Medicare is our country's federal health insurance program for people age 65 or older. ... The program helps with the cost of health care, but it doesn't cover all medical expenses or the cost of most long-term care. You have choices for how you get Medicare coverage.

i think it can have both positive and negative effects on businesses.

for example:

lets say you own a small business and taxes go up 4% that means it is going to cost your business more money to buy product to sell. but at the same time you make more money from the tax rise.

that is my theory.