Question: federal and state governments protect victims of identity theft by? a.) creating laws that impose fines and jail time for identity thieves. b.) passing laws requiring financial institutions to reimburse victims. c.) forcing credit-reporting agencies to notify victims of suspicious activity. d.) requiring people to do a better job protecting their personal information.

Marcel is nearing graduation. he just met with his counselor and she showed him this information. marcel's college costs & payment options per year costs methods of payment tuition & fees grants & scholarships $12,500 $6,500 room & board work-study $8,200 $9,800 if he pays the balance with a student loan, how much will he need to borrow for his first year? $4,400 $6,000 $10,900 $14,200