Why is interest earned less than interest charged? a. borrowers are risky, and must pay back more than what they borrowed. b. people saving money don't need the additional interest. c. interest earned is a "gift" from the bank. d. interest charged on loans is how the banks make money.

as general terms,  indian territory,  the indian territories, or  indian country  describe an evolving land area set aside by the  united states government  for the relocation of  native americans  who held  aboriginal title  to their land. in general, the tribes ceded land they occupied in exchange for  land grants  in 1803. the concept of an indian territory was an outcome of the 18th- and 19th-century policy of  indian removal. after the  civil war(1861–1865), the policy of the government was one of  assimilation.

while it was true that the cotton gin reduced the labor of removing seeds, it did not reduce the need for slaves to grow and pick the cotton.

explanation:

before eli whitney's invention of the cotton gin, picking and cleaning cotton was a slow, labor-intensive job. workers, usually slaves, had to pick the seeds from the cotton fibers by hand. this invention made it possible to grow large amounts of cotton on big farms and make money.