Why, according to erasmus, other christian humanists, and other critics, did the church need reform?

pennsylvania pennsylvania colony was a proprietary colony founded when william penn was awarded a charter by king charles ii in 1681. he set up the colony as one of religious freedom. the government included a representative legislature with popularly elected officials. all taxpaying freemen could vote.

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answer: the risk-return relationship. generally, the higher the potential return of an investment, the higher the risk. there is no guarantee that you will actually get a higher return by accepting more risk. diversification enables you to reduce the risk of your portfolio without sacrificing potential returns.

explanation: