Who periodically monitors the functioning of all the financial institutions? government senate federal reserve system self monitored rival bank

Federal Reserve System

Explanation:

The Federal Reserve System is the central bank of the United States. It is a public / private consortium that controls the organizational structure in which a government agency, known as the Board of Governors, based in Washington DC participates. Thus, some consider this as the public aspect of the system and the 12 Reserve Banks of all the country, the private aspect. It is in charge of guarding part of the reserves of the "member banks" of the United States: the federal ones, and the associated state voluntarily.

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