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Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

Which best describes the purpose of the second continental congress?

Which of these constitutional amendments made all people born or naturalized in the united states into citizens of the united states ?