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though africans landed with few possessions, they carried their cultures, skills, and spiritual worldviews into the americas. wherever african religions took root in the new world, africans and their descendants changed and adapted their belief systems to local circumstances and influences. individual circumstances created variations in the way people practiced their faiths, what they believed, and what significance it held for their lives.

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he risk-return relationship. generally, the higher the potential return of an investment, the higher the risk. there is no guarantee that you will actually get a higher return by accepting more risk. diversification enables you to reduce the risk of your portfolio without sacrificing potential returns.

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