If Americans adopted the "live for today" approach, how would this affect interest rates, savings, and investments for our society as whole? How would this affect local communities, you as an individual and your family? Is the "live for today" approach something you already see in today world?

if you are talking about current time the answer is no

if you are talking about when the colonies were developing the answer is yes

the american colonists were happy with their vicorty, but the french were mad and the french and indians were not alies, and neither were the french and colonist. i think,

biological/genetic factors means they were born or predisposed to have something. nothing can really change it, and you can't really do much to "fix" it. it isn't something learned

these are the biological factors:

adrian is relatively tall and he is on the basketball team

(adrian can't ever stop being tall or force himself to be tall. likely one or both of his parents are tall as well and they passed on the tall gene. he probably does basketball because he is tall)

the rest are environmental/cultural factors. these are things that are taught to us. for example, cynthia wasn't born saving pocket money, her family most likely taught her this (environmental factor)

hope this !

you didn't list the options. however, a few communist countries today are: the people's republic of china, north korea, and cuba.