How are local governments established?

Local governments are established by state governments. States use their own constitutions to legalize and define their local governments. ... They do that by passing ordinances, or regulations that follow state laws. Local governments also help the state by making sure election procedures follow state guidelines.

-an amendment is proposed.

-two-thirds of congress must approve.

-thee-quarters of states must approve.

-the proposed amendment becomes law.

hope this

answer: a

explanation:  

stocks and bonds are the two main classes of assets investors use in their portfolios. stocks offer an ownership stake in a company, while bonds are akin to loans made to a company (a corporate bond) or other organization (like the u.s. treasury). in general, stocks are considered riskier and more volatile than bonds.

savings accounts are just money in a bank- they are insured by the fdic for up to 250,000.   very little risk

the average mutual fund holds hundreds of different securities, which means mutual fund shareholders gain important diversification at a low price. which means if one stock or bond drops it will have very little affect on the mutual fund - again very little risk