Why does jam crystallize?

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

What was one cause of the decembrist revolt? a. the desire for a constitutional monarchy b. the need for workers’ reforms c. the creation of a new railway line d. the outcome of the crimean war

1.     in what kind of government does a small group have a firm control over a country?